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10 Things Prepaid Card Issuers Won't Tell You

 

How to Make Your 401(k) Plan Work Harder

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Chances are you have a 401(k) plan at work. And the chances are you're not making nearly enough of it. A new year means a new leaf: This is as good a time as any to start turning that around.
If you're letting your 401(k) languish, a report released over the holiday season shows that you're not alone. According to the latest study by the Employee Benefits Research Institute, a think tank in Washington, most of us continue to neglect our 401(k) plan. The median account contains a balance of just $18,000, says EBRI.

How to Save for Retirement on a Low Income

You don’t need a large paycheck to begin building a nest egg
 
Saving for retirement is especially difficult for workers with small salaries. Many low-income workers don't have access to a retirement account at work and simply have less money to build a nest egg after paying their monthly bills. Here are some strategies to save for the future on a small wage:
Set up a direct deposit. Have a portion of each paycheck automatically deposited into a 401(k), IRA, savings, or

Yes, You Can Overcome Your Investing Fears

Negative headlines, 500-point-plus swings in the Dow Jones Industrial Average and economic uncertainty continue to fuel investors' fears. While some of those fears may be justified, financial advisers say you can harm your financial future if you let your fear keep you on the investing sidelines.
 
Here are five big fears that haunt investors and what financial advisers say you can do to overcome them:
 
1. Indexes Zeroing Out
 
Financial adviser Kurt Rozman recently met with a client who was convinced that the Standard & Poor's 500-stock index was going to end up at "zero by year-end" and that he would "go broke" if he didn't sell out of the market immediately.
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Recent Posts

10 Things Prepaid Card Issuers Won't Tell You
Big tax mines that could blow up your return
How to Make Your 401(k) Plan Work Harder
What You Need to Know for Your 2011 Tax Filing and What’s New for 2012
How to Save for Retirement on a Low Income

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